Ways to pay

How to pay for a walk-in tub

There's no single program that buys walk-in tubs. But several can help, depending on who you are and where you live.

By the Walk-In Tub Pricing editorial team · Last updated · How we research prices

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General information only. This page is not insurance, tax, benefits or legal advice. Program rules change and vary by state and plan. Confirm details with the program, your plan or a qualified advisor before you rely on them.

Help at a glance
SourceWhat it may do
Original MedicareGenerally doesn't cover walk-in tubs1.
Medicare AdvantageSome plans offer home-modification allowances, reported at $200 to $2,0001 a year.
MedicaidSome state waiver programs help with home modifications.
VA benefitsHISA grants up to $6,800 for qualifying veterans2.
USDA Section 504Rural homeowners 62+: grants up to $10,0003.
FinancingDealer and store payment plans.

Where to start

  1. Ask your doctor whether a walk-in tub or other bathroom change is medically necessary, and get it in writing. Many programs ask for this.
  2. Call your Medicare Advantage plan or Medicaid office and ask about home-modification benefits.
  3. Veterans: contact your VA medical center's Prosthetic and Sensory Aids Service.
  4. Call the Eldercare Locator to find your local Area Agency on Aging, which knows local grants1.

Sources

  1. National Council on Aging (NCOA), Does Medicare Cover Walk-In Tubs? Costs, Coverage & Alternatives (2026-10-27). Accessed November 10, 2026.
  2. South Carolina Department of Veterans' Affairs (republishing U.S. VA program information), Home Improvements and Structural Alterations (HISA). Accessed November 10, 2026.
  3. USDA Rural Development, Single Family Housing Repair Loans & Grants (Section 504). Accessed November 10, 2026.

Every price on this page comes from these sources through our published rate card. We open each source before citing it.