Walk-in tub financing

General information only. This page is not insurance, tax, benefits or legal advice. Program rules change and vary by state and plan. Confirm details with the program, your plan or a qualified advisor before you rely on them.

Common financing offers

• KOHLER Walk-In Bath: 12 months no interest through GreenSky, subject to credit approval¹.
• American Standard: NCOA reports 12-month no-interest financing on purchases over $10,000 with at least 10% down, with 17.99% interest on any balance left after the promotion².
• Stores: NCOA reports Home Depot financing through Citibank and Lowe's through Synchrony.
• Safe Step: financing for qualified buyers³.

Questions to ask about any plan

• What is the interest rate after the promotion ends?
• Is interest deferred? If you miss the payoff date, is interest charged back to the start?
• Is there a down payment or a minimum purchase?
• Is the price the same if I pay cash?

Other ways to pay

• HSA or FSA funds, with a doctor's letter of medical necessity, per NCOA⁴.
• A medical-expense tax deduction if you itemize. Only medical costs above 7.5% of adjusted gross income count, and the part of the cost that raises your home's value may not count⁵.
• USDA Section 504 loans at 1% for eligible rural homeowners.

Before financing, compare at least two written quotes. See why quotes vary.